Free Tool

Investment Property Calculator

Calculate your potential returns on investment properties. Enter your details below to see projected cash flow and ROI.

1 Property Details

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2 Income & Expenses

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3 Capital Costs

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4 Legal & Purchase Costs

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5 Tax & Depreciation

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3 Your Investment Analysis

Weekly Net Cash Flow

-$3,122

Negative cash flow - consider adjusting inputs

Annual Cash Flow

-$162,364

Total Cash Invested

$108,010

Returns & Ratios

Cash on Cash Return -150.32%
Cap Rate -20.49%
Monthly Mortgage Payment $3,286
Loan Amount $540,000

Tax Position Analysis

Gross Rental Income $31,200
Deductible Expenses -$154,128
Deductible Interest -$33,156
Depreciation -$5,100
Total Deductions -$192,384
Net Taxable Position -$161,184

Negatively geared - property loss offsets your other income

Tax Benefit $59,638

Your property loss reduces your total tax bill

Pre-Tax Annual Cash Flow -$162,364

Actual cash in/out from property (excludes tax)

After-Tax Annual Position -$102,726

Cash flow minus additional tax

Break-even Rent

$3,722 /week

Minimum rent needed to cover all costs

Important: Stamp duty and depreciation values are estimates only based on general Australian state rates and property type averages. They are NOT connected to live government databases. Actual stamp duty varies by buyer type (first home buyer, investor, etc.) and property specifics. Depreciation requires a formal tax depreciation schedule from a quantity surveyor. Please verify with your state revenue office and consult a financial advisor for accurate assessments.